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A new [study / studying] from the BBC shows that looking after money isn't easy. Over 109,000 people took [party / part] in the BBC's Big Money Test. It was one of the biggest ever studies on the psychology of money. One of the biggest findings is that money [making / makes] many people feel bad. Researchers say over 40 per cent of [them / us] always worry about spending money; a third of us [constant / constantly] worry about money; and the same percentage feel guilty when spending money [on / in] themselves. The study found that women like to [go / going] shopping to make themselves feel better [about / of] life, while men are more likely to save their cash. Women are more [generous / generosity] with their money and are also more likely to suffer from money [problems / problem] .

The researchers also looked at [weighs / ways] shops try and make us spend our money. It showed how stores are [continual / continually] looking at new ways to make us buy things on [impulsively / impulse] . It asks why candies and chocolate are always [by / buy] the checkout in supermarkets; why "everyday [necessary / essentials] like bread and milk are at the back of shop so you have to walk through as many [ails / aisles] as possible to reach them;" and why the perfume and jewellery [section / sections] are always at the front of a department store. The test says that [buying / bought] things on impulse can be bad for our finances: "People who bought goods impulsively were three times more [likelihood / likely] to go bankrupt, and four times more likely to run out of money [by / on] the end of the week."